WealthOSSee a sample

Money scattered across countries and currencies, turned into one number

For expats, immigrants and freelancers whose income, savings, property or debts sit in two or more countries and currencies.

See a sample
A painted globe in turquoise and blue with gold coins stamped with euro, dollar, pound, yen and rupee symbols orbiting it

Say it in plain words. Get the whole picture.

Describe your situation the way you would to a friend, or type balances in any currency. In seconds WealthOS builds your Financial X-ray, all in one base currency at live rates.

  • Net worth
  • Debt
  • Income
  • Expenses
  • Liquidity

Plus your currency exposure and a fee check.

A woman in a mustard sweater sitting on a sofa, holding a phone in an orange case
Financial X-raySample

You type

I earn €2,500 per month, have €15,000 in savings and want to buy an apartment in five years

Net worth, base currency EUR

€15,000.00

Income

€2,500.00

per month

Goal

Apartment

in five years

Sample screen, made-up data

See what a currency move does to your number

WealthOS shows, with the maths open, what a currency move does to that number and to your goals. Every step is on the page: the balance, the rate, the result.

Exchange-rate shocks are part of WealthOS Pro.

Exchange-rate shock

Sample

Your number today

21,020.00€EUR
  • •USD balance4,000.00 USD
  • ×Rate today0.92
  • ×Rate after USD falls 10%0.828
  • −Lost on this balance368.00 EUR
  • +Other balances, unchanged17,340.00 EUR
Change to your number−1.75%

Your number after the shock

20,652.00€EUR

Sample figures. The balances and rates are made up to show how the maths reads.

A man in a blue work jacket stands in an empty flat among moving boxes, phone in hand, looking out over a city

Apartment goal, five years

Sample

Goal €50,000. Sample start: €15,000 saved today plus $600 a month, for 60 months.

  • Rates as todayUSD to EUR 0.92
    €48,120−€1,880 against the goal
  • USD falls 10%USD to EUR 0.828
    €44,808−€5,192 against the goal
  • USD rises 10%USD to EUR 1.012
    €51,432+€1,432 against the goal

Sample figures. The dark mark is the €50,000 goal.

Your goals, under more than one exchange rate

Tell WealthOS you want an apartment in five years. It projects the goal under several scenarios, including exchange-rate shocks, so you see a range of outcomes instead of one line.

Any currency you hold goes in. One number comes out.

  • €EUR
  • DTTND
  • ₹INR
  • $USD
  • ₺TRY
  • £GBP
  • ¥JPY
  • FrCHF
  • R$BRL
  • złPLN
  • C$CAD

Free to see the number. €12 a month to move it

The consolidated picture is free. WealthOS Pro is a monthly subscription at €12 per month, paid through hosted checkout, and it adds the tools that show what a currency move does.

Free

The consolidated picture

Your Financial X-ray in one base currency at live rates.

WealthOS Pro

€12 per month

Everything in Free, plus:

  • Scenario simulations
  • Exchange-rate shocks
  • The goal planner
  • Wealth forecasting
  • The fee check
  • Risk alerts

For people with money in more than one place

Income in one country, savings in another.

Expats

A property back home, a debt where you live now.

Immigrants

Income that arrives in more than one currency.

Freelancers

From one sentence to one number

You bring the situation. WealthOS does the converting, and keeps the working on the page.

A person at a wooden table holding a phone, with pound notes, dollar bills, euro notes and coins laid out around it

  1. Say it or type it

    Describe your situation in plain words, or type balances in any currency.

  2. See the whole picture

    Net worth, debt, income, expenses and liquidity land in one base currency at live rates, with your currency exposure alongside.

  3. Move the rates

    Run scenarios, including exchange-rate shocks, and watch your number and your goals respond.